revolut metal annual fee

You can also withdrawal up to 200 per month from international ATMs with no fees added (2 fee thereafter). The fact that you get a discount for paying upfront sweetens the deal, though. The amount is on the small end compared to other neobanks' offerings, but it might be enough depending on your cash use. After facing this frustration themselves back in 2013, co-founders Franois, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe. That ends up working out really well because you almost always need cash at some point. You'll also get delayed baggage and delayed flight insurance as part of the package. The plan requires a yearly commitment, even if you can pay monthly. If a purchase exceeds your available funds, the transaction will be declined. I think there is a discount if you choose to pay for everything upfront. Trading and investment products are provided by Revolut Trading Ltd (No. But we are yet to confirm this statement with the company. It is, however, good to see how it evolved over the past few months. Apart from a small hiccup in Morocco, I have not had any issues with my Revolut Metal card. I was pretty pissed off and almost sell everything but it was too bothersome to transfer to another broker. The Revolut Metal card comes with tons of benefits such as: Free UK and Euro IBAN account Best exchange rates for over 150 currencies Exchanging in 28 fiat currencies without limits Free ATM withdrawals in any currency up to 600 per month Overseas medical insurance Delayed baggage and delayed flight insurance Global express delivery . Metal plan users will receive 0.1% cashback on all card payments within Europe and 1% cashback on card transactions outside of Europe. "author": { Easy money management, all in one app. We had to change our travel plans and I booked our flights last minute on our way to the airport. From April 7 2022 this fee is 2% of the withdrawal with a minimum of 1 per withdrawal for all plan types. This is included free in the Premium account. "@type": "Review", If you sign up with the annual plan you will receive a 14% discount but you cannot cancel anytime. Here's a quick breakdown: United States - $1200 USD/month withdrawal limit Australia - $700 AUD/month withdrawal limit "@type": "Person", All five card types look rather tasteful with their engraved logos and names, while most details are subtly relegated to the back of the card. Revolut Metal fees Monthly fee. I mainly use Revolut for trading so on the standard membership I get 3 commission free trades per month. Is this the annual fee automatically paid, or could be something other ? If this is the cryptocurrency debit card for you, congratulations. I also read that the customer support doesnt actually exist, if you have an issue youre on your own. The Plus account comes with a 2.99 monthly fee. If you make the purchase in Europe, the cashback is 0.10%. Monito is trusted by 15+ million users across the globe. What is a cashback feature? Tsering 9 October 2018 11:16 #5 What about after one or two months ?? Free. Thanks. In case you decide to pay upfront for the whole year, the annual plan comes with a 14% discount and costs 135 / 116. winter sports) and trip cancellation and interruption. You can buy the access at any lounge so the option to book it via Revolut doesnt provide much value. Revolut Plus Monthly fee. Mainly for the unlimited FX. This matters a lot to me as I normally spend a lot of time in Ukraine, Russia and Serbia in my job. Fee-free, at the interbank rate, in 25 currencies. Open an account today,. Furthermore, all Revolut Metal users will receive a free and flashy payment card made of solid reinforced steel and weighing 18 grams. There are some transfer limits of several thousands euro. If you want to opt-out from Google Analytics, download, : This website may contain affiliate links. The only comparable offering price-wise is Monese Premium, which costs 14.95 (or 14.95) a month but around 10.40 (or 10.40) if you pay upfront, but it offers far fewer premium features. . What I really appreciate about Revolut Metal is the whole ecosystem that simply works. The metal card works in the same way as Standard and Premium cards - the main difference is that it's crafted from a single sheet of reinforced steel. "@type": "Rating", Email ( See price plan) For cross-border transfers, customers will pay 0.3% of the amount sent, pegged to a minimum of S$0.30 and a maximum of S$9. If a flight youre travelling on is delayed by more than an hour, you and three companions (that's up from just one with Premium!) Revolut Metal. The Revolut Premium card comes with a monthly subscription fee of 7.99 / 6.99. Its a simple feature that will put your money in a vault so the balance wont appear in your regular account that you use for daily expenses. The cashback you will receive with the Revolut Metal card is simply a nice add-on but not a comparison criterion. The card in other continents support other fiat currencies as well. The internet connection was quite bad and the Philippine Airlines charged me twice for the same flight. How does it work? There was a famous case of a reporter who got his account blocked and Revolut just ran away with his money. Not sure, for this you are better off contacting the support directly. Revolut does not charge a fee when you top up your account using another bank card. Download it now! The Revolut Metal card comes with tons of benefits such as: As you can see the Revolut Metal plan targets a rather broad customer base. Manage your budget, spend, save, exchange and send money, use your card online and in-store, at home and abroad, with no hidden fees. Their banking products cannot match the user-friendliness of Revoluts banking app which is why Revolut is the fastest growing digital bank in the world. I made a quick calculation at the time I went for Metal . - GBP 12.99- EUR 13.99 - USD 16.99- RON54.99- SGD 19.99, - GBP 800 /month- EUR 800 /month- USD no limits- RON 3,000 /month- SGD 1,050 /month, - UK account (UK + EEA users)- EU IBAN (UK + EEA users)- US account (US users)- Singapore account (SG users), - Car hire excess- Delayed flight/baggage- Winter sports coverage- Discounts on airport lounges. Will I be charged extra if I order a Metal card and cancel my Metal plan? The Premium card comes with the annual subscription and monthly fee of 7.99 / 6.99. . After you exceed the $1,200 limit, you pay a 2% fee on every ATM withdrawal. The Revolut Metal card might be a good option for you. Troubleshooting is much more efficient now. I am a Metal cardholder, and am based in the United Kingdom. Now I am waiting to get my 500 back. That, however, doesnt mean its without contenders Revoluts existing Revolut Premium shares many of Revolut Metals features and may be a better fit for you, depending on your needs. Hello I have upgraded to premium for less than a month and I would like to switch to metal. I can literally send money to anyone in less than two minutes which saves me so much time compared to any action with traditional banks, where only log in to your account takes at least five minutes. The cashback bonus plans mean that youll get back 0.1% of your money in Europe and 1% on your purchases elsewhere. However, you get 1k a month free then after it's a 0.5% usage fee. Add money Add money. a US-based card) or you add money with a commercial card then we may charge a small fee just to cover . Monito's experts spend hours researching and testing services so that you don't have to. Finally, suppose you choose to rent a car. As of June 2021, the company says that over 15 million users have the app installed on their smartphones. Last updated: 25/11/2022 All cashback is capped monthly at the cost of the subscription Discounted when paid upfront on an annual basis. But if not, check out one of the other cards in our crypto debit card list. Here are my experiences and opinions based on how I used the card over the last 12 months. Top-up fee. As we have seen, you get up to 800 (or 800 or $800) in free cash withdrawals every rolling month, up from 400 with the Premium plan and 200 with the free plan. "ratingValue": "5" If you would like to find out more about which Revolut entity you receive services from, or if you have any other questions, please reach out to us via the in-app chat in the Revolut app. I requested a refund from the airline, however, even after five weeks, the airline wasnt able to handle it so I tried tackling this issue via Revolut with a charge-back application. A common argument for regular money (also known as fiat currency) as opposed to cryptocurrency is that you cant use cryptocurrency to buy groceries and other everyday items. Fees apply Exclusive Revolut Metal card Cashback on card payments Fee-free international payments 1 free/mo Unlimited Revolut <18 accounts 1 <18 2 <18s Find out more about my experiences after using the Revolut Metal card for more than 12 months. This is of course a great advantage, seeing that Mastercard (and VISA) are the most accepted cards in the world. Reddit and its partners use cookies and similar technologies to provide you with a better experience. If you have, say, $25,000 in available credit across your credit cards and your curr. A really nice feature if you ask me. You can sign up with the monthly plan and pay monthly with the option to cancel your membership every month for an early termination fee of 26 / 30. I paid my annual subscription of 120 up front. A great feature of Revolut is also Revoluts disposable virtual card. Can I also get cashback on my virtual disposable cards? Our recommendations are always unbiased and independent. I will certainly share the outcome with you as soon as this is resolved. I use the card 90% of the time outside of Europe which gives me 1% cashback I use it enough to cover the annual fee so it makes sense to me. This is an x12 growth compared to the previous custody fee. Revolut Card is a Mastercard, meaning that you can use the card at any point of payment that accepts Mastercard. And honestly in the end the amount is not that high. Withdrawals. After this limit there is a 2% fee (with a minimum charge of 1). That way, if your card details are compromised, it is to no use at all for the assailant. While neobanks like Revolut started by mainly focusing on current accounts, with no real saving opportunity beyond basic pots that dont accrue any interest, they have recently become more and more like traditional banks when it comes to their offerings, and that includes savings and investments accounts, on which Revolut Metal and Premium subscribers get preferential treatment. Youre probably all too familiar with the often outrageous cost of sending money abroad. You will get a 14% discount. Are you looking for a cool metallic card that will earn you cashback every time you make a transaction? In the beginning, I wasnt convinced that Revolut Metal is worth the money, however, with the ongoing improvements to their Revolut Metal plan, the value for money is much better as you would expect. The amount you can withdraw depends on where you are from. Before we dive into the details, take a look at the table below to get an overview of Revolut Metal's most interesting features and what we think about them: Unless you spend a lot or are often out of Europe, the cashback isn't very interesting. What stops them from doing the same thing to me once they decide I filled my account with money? Insurance related-products are arranged by Revolut Travel Ltd which is authorised by the Financial Conduct Authority to undertake insurance distribution activities (FCA No: 780586) and by Revolut Ltd, an Appointed Representative of Revolut Travel Ltd in relation to insurance distribution activities. Tap on More in the right-bottom corner and go to Upgrade. Paying it monthly is more expensive. All opinions are my own. If youre a looks-conscious person, you might not need any other reason than the fact that it looks fantastic! The minimum term is on the long end for such a plan. That means that Revolut won't charge you any fees. There are no minimum deposit limits. "@context": "http://schema.org/", anacr 18 November 2021 19:15 #14. Take a look below to see all available Wise and Revolut accounts: For a fee of $9.99 per month, you can gain access to features such as a higher annual percentage yield (APY) on your savings, disposable virtual cards, and premium debit cards with Revolut Premium. I've just sent 150 to it and now I have 19 available. You'll pay a monthly fee of 13.99. YouTube The latter means that you order a virtual card that you can only use once. You can certainly feel the difference between the support you get as a standard card user compared to the support that comes with the Revolut Metal card. We are also registered with the Financial Conduct Authority to offer cryptocurrency services under the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017. }, By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. The Revolut Metal plan provides you with the most efficient banking experience in 2020. Twitter Try Revolut For Free. The card comes in gold, rose gold, silver and space grey. Recently we had to leave the Philipines by emergency due to the upcoming lockdown that was put on Manila. Registered address: 7 Westferry Circus, Canary Wharf, London, England, E14 4HD. The plan costs 12.99 per month and you can learn more about what's included here. basically its a one-year subscription 12.99 / month. To our understanding, there are no spending commissions or top up-commissions. Links on this page may earn us an affiliate commission. To our understanding, there are no spending commissions or top up-commissions. Note, that you should cover all your expenses for your trip with the Revolut Metal card to claim the insurance refund in case things go sidewards. 40% discount on any costs. Hi Erik, heres your answer: https://nimb.ws/zXjhZp. Once you've used up your monthly allowance, you'll be charged a Revolut ATM withdrawal fee. If you decide to get the annual discount and pay upfront you can get it for 135 / 116 a year. Trading can be nice if you use Revolut as your main bank and want to invest simply, but the options are limited. The catch, however, is that the maximum payout comes out to 12.99/13.99 a month the exact cost of your card plan! This means that I will earn a small commission if you do make a purchase at no additional cost to you. As for ATM-withdrawals, Revolut will charge you no extra fees as long as you don't withdraw more than a certain amount. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); This site uses Cookies such as Google Analytics that help to analyze this website's traffic. This feature is quite useless in my opinion. It turned out that my issues in Morocco were related to the ATM rather than the card itself. Personal Fees (Standard) Personal. With Revolut, you have 100% fee-free in-network ATM withdrawals and $1,200 out-of-network withdrawals every month! However, if you have the cash on hand, you might benefit from a discount of about 20% if you pay for the whole year at once, resulting in a monthly price of 10 or 11.25 or $12.50, etc. You would have to check with the current terms and conditions before signing up. I am not aware of any limits when it comes to the amount of money you can store. And when you want to cancel that early as well, you can do that again and pay the break fee. I have criticized the support of digital banks quite a lot in recent years. Not impossible, but if youre spending that much money every month, you can probably get a better credit card from another provider. The best answer you will get is by directly contacting Revolut. If you come from North America, you might consider the Revolut Premium card for $9,99 instead. A great perk if you travel a lot or if you work outside your country of residence. **If you order a physical Revolut Metal card and subsequently cancel your Metal membership within the first 14 days of upgrading your Revolut account, we will charge you 50 (or currency equivalent) for your use of the Metal Services during that time. Premium S$9.99/month Metal S$19.99/month Everyday benefits No fee ATM withdrawals within limits (ATM operators may still charge a fee) S$350/m limit S$700/m limit S$1,050/m limit Personalised cards. The sole purpose is to save up some money aside. If I have to make personal bank transfers in different currencies, I always use Revolut. So, if I affectively take out the free 1k. You can do this: downgrade from Metal to Standard, and pay the break fee. Send money from the US to the Philippines, Send money from the Canada to Philippines. Join our 20M+ customers and check all the reasons why they love Revolut. Seems far more likely, you just wont receive the added benefits, then them blocking your card. Revolut Metal Card is an interesting card that we at Cryptowisser.com are very excited about. This allows us to match our users with the right providers to suit their needs and, in doing so, match our providers with new customers, creating a win-win for everybody involved. Withdrawals. With the annual plan, its only 9.66 per month a price of three coffee cups. Card fees In the free plan, it costs 5.99/4.99 to get your first physical card delivered. Negative: middle of the year Revolut decided to increase the custody fee of the investment accounts from 0,01% to 0,12% per year with very little notice. You can also withdraw up to 800 (or 800) every rolling month for free anywhere in the world, up from 400 with Premium! Revolut was no exception. But dig a little deeper, and youll realize that Revolut Metals true competitor is not another neobanks plan but the cheaper Revolut Premium plan, which shares most of its features. ? You cannot enter an overdraft. For Revolut Standard accounts, the free ATM withdrawal limit is 200. You wont make a fortune, but if you spend enough with your Revolut Metal card, it can at least pay for itself, especially if you travel or spend a lot. can also get complimentary airport lounge passes. To round this up, here are the main differences to the Revolut Premium card which costs 6.99 per month. After all the card is just that, everything is attached to your account. So I just signed up but was never given the choice of card colour on the metal plan, am I right in assuming the more yours you roll over the higher up the tier you go? Up to 0.65% interest on savings "vaults" (UK and US only), with bonus interest based on your spending. If you make it outside Europe, the cashback is 1.00%. The following is a picture of the card obtained from the Revolut-website on the date of last updating this review (22 January 2021): Revolut Metal Cards fees are very competitive indeed. I suggest you keep an eye out for similar promotions if you dont feel like paying for it. }, Hey mate! UK and IBAN accounts. 1 Like. Note that those cards might not get accepted by every merchant, however, in most cases they work well and it helps to protect your Revolut Metal card information as you dont need it when shopping around on the internet. "name": "Jakub Krejci" One thing I have a hard getting clarity in is the following: not sure what you mean, I got mine like a year ago so I am not aware of the current setup. Learn more about it here. All opinions are my own. Also if you choose to submit an insurance claim, you will have to pay 75 access. With your Metal account, you will be allowed three free international monthly payments, encompassing what Revolut previously referred to as "cross-border payments" and "SEPA payments.". Launched in October 2020, Revolut Metal is the latest and most exclusive account offering from the neobanking giant Revolut. These updated fees apply from week commencing 03 October 2022.Theprevious Standard fees will apply before that date. Honest reviews of Revolut Metal. You can now choose the Metal plan and read more about the features. I have the golden metal card. Unlimited, fee-free currency exchange in the supported currencies. 2. There is also no interest on your funds in your vaults. Revolut is a financial technology firm based in the United Kingdom that offers several modern neo banking services through a mobile application and free debit card, highly recommended by many full-time travelers and digital nomads. 12.99 a month or 120 a year. This means that I will earn a small commission if you do make a purchase at no additional cost to you. Overdraft. - Set money aside with spare change roundups and get up to 1.2% annual interest, paid monthly Annual percentage yield is a variable rate and subject to change. As long as you have a balance on the Revolut-account that the card is connected to, you can use the card. In this short review, we unpack what makes Revolut Metal special compared to other Revolut plans and how it stacks up to other metal cards from competitors. Revolut Metal isnt only a debit card but the most user-friendly personal finance app I have ever used. On the date of last updating this review (22 January 2021), the company behind the card presented on its website that it had issued 12 million users. Revolut Review 2022 Revolut fees - 3.1 Account opening and maintenance fee Account opening is free and maintaining your account is also free, with no monthly cost. Although you will be charged a discounted fee for the annual subscription of the Revolut Metal plan if you participate in this Promotion, the normal terms and conditions for your Metal subscription (see Plus, Premium and Metal Terms) will apply. We have gathered some of the best merchants that accept crypto in one place. Learn more about it in my comprehensive Revolut Metal review. If you want to opt-out from Google Analytics, download this browser extension.Disclaimer: This website may contain affiliate links. Global Impact Finance LtdRue du Pont 221003 LausanneSwitzerland. In this Revolut Metal review, I want to cover my personal experience with Revolut Metal as well as with the entire ecosystem that comes with it. Bank transfer. Depends also on the type of account you have. While Revoluts two-factor verification for online purchases works like a charm, the N26 feature has tons of bugs and its almost impossible to make online purchases at least thats the case with my N26 card. If you want a metal card, its generally the cheapest option among neobanks, and its made even more affordable by the yearly payment option and the cashback feature. Revolut Ltd (No. "name": "Revolut Metal Card" Note that currently, the Revolut Metal card isnt available for users from the US and Canada. Revolut ATM fees in Ireland. I have been using the Revolut Metal card as my main card for over a year now and I got to confess to you I really got hooked into it. Thanks for an interesting review. On the standard card, there is a 0.5% fee on FX spend or transfers above this level. You can pay month by month or once a year. I wanted to pay the fee for metalic card and after the card is sent just stop paying the subscription.. Will the card still work or would i need to still pay it in order to use it? You might be wondering, why I am mentioning this, as the two-factor verification is nothing new. SafetyWings. The metal card is beautiful, and the choice of five finishes ensures you'll get one that suits you best. The Revolut Metal card costs 12.99 per month. Apart from vaults and lounge access, users in the UK also have the option to open and manage an account for kids or take a loan. As of November 2022, having a Revolut Metal account will allow you to sidestep many of the fee updates imposed by Revolut. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. For Premium, the amount is USD 450 and for Metal, the amount is around USD 1,000. Any card you order is delivered for free with express shipping. { Twitter icon Well, it's actually quite simple, every time you use the card, a percentage of what you pay with the card gets transferred back to you in a certain form you have selected. Personal Fees (Premium) Personal. Whether the Revolut Metal card is worth it depends on your individual needs. A writer at Monito, Byron possesses a keen interest in the intersection of personal finance and technology. Good value, but more limited than other neobanks' travel insurance policies. Up to 800 in free withdrawals per month worldwide. enetec 18 November 2021 19:38 #15. After that you will be charged a 2% fee. Hurry, the giveaway starts at 12:00 GMT on 27-02-2019 and will finish at 12:00 GMT on 28-02-2019. Revolut Metalmakes sense if you're a frequent traveller, if you spend a lot per month to benefit from the cashback, or if you otherwise don't mind the rather hefty 12.99 (or 13.99 or $16.99) monthly fee for the slick metal card. With loads of benefits that are only available to Revolut Metal subscribers. Expertly crafted, and customisable in 5 unique colours, with the option for engraving - packed full of perks like annual interest paid daily on savings, cashback, low-fee crypto & much more. Revolut is offering a 41% discount on its annual yearly plan Revolut Metal allows users to maximise their money all year round by including: Cashback on your purchases! Some of these benefits would be useful to anybody. Last year when I was on a trip to Iceland, I run a small experiment and paid my expenses on the weekend with the N26 You (Premium) and Revolut Metal card. One of the most obvious draws to Revolut Metal is in its name: the exclusive metal card! With Revolut Metal, you can withdraw up to $1,200 USD per month (or your regional equivalent) from international ATMs with no fees. It comes with all the benefits of a standard and premium account, plus the Metal-exclusive benefits. Free ATM withdrawals of up to 800 per month. Get the app Revolut, built for teens Set your kids up for financial success with Revolut <18, an app and card designed especially for young people aged 13-17. Their terms are flexible and you can apply for insurance even if you have already left your home country. . In this Revolut Metal card, I will introduce you to all the perks, benefits, and features of the Revolut Metal plan and how it compares to other offers out there. Revolut have just today told me that they will reduce the free monthly exchange limit for basic accounts from 50 000 SEK to 10.000 SEK (I am in Sweden). How much money can I have inside my revolut account. Covers up to /10,000 in damages and theft on purchases over the past year and up to /1,000 a year for even cancellations. Stay tuned! If you decide to get the annual plan and pay upfront it will cost you only 82 / 70. Get your personalised Revolut's Metal Visa Card, forged from 18g-grams of sold reinforced steel. For more information, please see our YouTube icon. I have not tested those two features so I cant comment on how user-friendly they are. On review site Trustpilot, customers have rated Revolut 4.5/5, with 91% of reviewers rating it as Great or Excellent. Concierge service I have never used myself. Unfortunately, you might still have to pay fees that the ATM charges, but you can even avoid this in some cases. Some users like to see a comparison between the standard card and the Revolut Metal. Its not only for travelers or business people but also for parents who are looking to teach their kids how to manage their budgets. If you happen to travel a lot while not using much cash, the Revolut Metal plan might be worth the money. Revolut are very keen on informing how seriously they take their security. How long does the Giveaway last for? You can access them at any time. Not sure about this, I think this insurance has been removed in the past few weeks. Which is 6.99 month or . Absolutely. Revolut Metal fees, limits and pricing Card transactions. You can access the virtual card through your Revolut App. Though its Revoluts most expensive plan, in our opinion, Revolut Metal is the best metal card offering on the market, coming with an exclusive card you can choose from among five different metals and a slew of exciting offerings. Revolut Metal is a great premium neobank that we wholeheartedly recommend if you're a frequent spender, travel a lot, or are otherwise looking for a metal debit card. While we work hard to scout the market for the best deals, we're unable to consider every possible product available to you. Just read this thread, I mean theres people complaining 16h ago: Finally, as with Revolut Premium, you can get a 20% discount on Revoluts device insurance plans. For Premium, the amount is USD 450 and for Metal, the amount is around USD 1,000. See Terms & Conditions for details. Save my name, email, and website in this browser for the next time I comment. Does Europe refere to the EU/EES-area or does it refer to the geographical Europe as a whole? For most users, this isnt feasible and I made only around 40 cashback since I joined the Revolut Metal plan. "@type": "Organization", Premium customers get 1 fee-free cross-border transfer a month, Metal customers, unlimited. Not sure if this is happening for other EU countries also but just a heads up yall. Apart from the minimal cashback and concierge service I see no reason for opting for the Metal over the premium account, might just be me. You get purchase protection in case of accidental damages or theft for up to 10,000 (or 10,000) a year up from 2,500 (or 2,500) with Revolut Premium. This is a review of Revolut Metal Card, one of the crypto debit cards out there. Using the Revolut Metal card is time-saving, affordable, and user-friendly which is why Revolut Metal became my card of choice. I use these up fairly quickly and each trade . Each Revolut plan has monthly limits for free ATM cash withdrawals.. There are four different versions of the card: Standard, Plus, Premium and Metal. Privacy Policy. On top of all of this, Revolut Metal also includes a bunch of other valuable features, often shared with Revolut Premium: At first glance, Revolut Metals offerings are well worth the monthly subscription, especially compared to its more expensive competitors. Get 3 months of free Premium as a Monito reader with our exclusive link. I'm in the first day of trial. We'll tell you the discounted fee for your annual Metal subscription before you sign-up or upgrade. Many users consider ordering the Revolut Metal card for its insurance. If you're a US customer, you'll be able to take advantage of a vast network of over 55,000 fee-free ATMs nationwide, meaning you essentially won't have a limit like you would in Europe. If you use one of the traditional banks, chances are that they charge you enormous fees while providing little to no value. The Metal Plan: ($16.99 a month) You get everything listed above, plus: Surcharge-free ATM withdrawals for up to $1,200 a month; Delayed baggage and delayed flight insurance; An Exclusive Revolut Metal card; You'll get free lounge passes for you (and up to three friends_ if your flight is delayed by under an hour. Apart from vaults you also have access to airport lounges. Just before I upgrade to a metal card. Lets start with the most crucial part: the price. I'm thinking of upgrading to Revolut Metal and these are my current thoughts if anyone can help me out on coming to a decision that would be greatly appreciated. For Standard and Plus, this amount is approx. Revolut Metal is the cheapest metal plan in its price bracket: amongst comparable services, N26 Metal (for EU residents) costs 16.90 per month, and Monzo Premium (for UK residents) will set you back 15 every month, and neither offers a discount if you pay upfront. Free in 120 countries. Revolut also supports Google Pay or Apple Pay so you dont even need to carry the card with you if you prefer to do so. 832790) is wholly owned subsidiary of Revolut Ltd and is an appointed representative of Resolution Compliance Ltd which is authorised and regulated by the Financial Conduct Authority. You can spend in multiple currencies using the interbank exchange rate. This is naturally very impressive. Revolut Metal will cost you 12.99 per month. Foreign currency fees. If you have any trouble with your bank, you can reach Revoluts customer support within one minute who else gives you this speed? Most of my funds are stored in my EUR account. On top of travel insurance, Revolut Metal also includes insurance for purchases made with your card, much like a regular credit card could. Then subscribe to Premium. Revolut Metal is an excellent premium debit card and account, but we think Revolut Premium is a better deal for most people. Revolut Metal is the cheapest metal plan in its price bracket: amongst comparable services, N26 Metal (for EU residents) costs 16.90 per month, and Monzo Premium (for UK residents) will set you back 15 every month, and neither offers a discount if you pay upfront. The best places to hold your crypto; securely, anymously, easily. Today, Monitos award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests all allowing you to make the savviest decisions with confidence. The Revolut Metal card cost only 13.99 / 12.99 per month. If you make many of international purchases outside of Europe, you may profit off the cash back after accounting for the nearly 130-pound annual fee. I would like to change my monthly premium plan to the annual premium plan as well. The difference was less than 10 cents, which is zero to nothing. So far I havent had any issues and I was always able to get in touch with the support via the App. The silver and space grey cards are Mastercards, and the three others are Visa cards. Free ATM withdrawals of up to 800 per month. Revolut Business Review: Is it safe? The savings vaults are pretty good value, but only available to UK customers. However, while some links on Monito may indeed earn us a commission, this fact never impacts the independence and integrity of our opinions, recommendations, and evaluations. Once you have liked and retweeted the post, you will have the chance to receive a free twelve-month subscription to Revolut Metal, as part of our Free Metal Giveaway. The Revolut Premium card is suitable for anyone who is regularly exchanging currencies, frequently travelingand withdrawing higher amounts of cash. With immediate effect, Revolut will charge our customers a small fee for performing international transfers. All marketplaces for NFTs in one, easy to compare, list. Note that you do not actually own the crypto, you just bet on it, and the 1.5% is actually a lot in terms of crypto fees. Well, through the use of a cryptocurrency debit card, you can. Fees apply Exclusive Revolut Metal card Cashback on card payments Discounted international transfers 20% 40% Revolut <18 accounts 1 <18 2 <18s 2 <18s This site uses Cookies such as Google Analytics that help to analyze this website's traffic. Here is a quick breakdown of Revolut Metal's fees and charges: Subscription: 12.99/mo Card transaction: 0% in 120 countries Transfers: 100% free at interbank rate Standard Free Plus 2.99/month Premium 6.99/month Metal 12.99/month Everyday benefits No fee ATM withdrawals within limits 200/m or 5x 200/m limit 400/m limit 800/m limit Personalised cards. Sorry, this post was deleted by the person who originally posted it. Revolut offers a free 18g solid reinforced steel metal credit card available to users in over 180 countries. After you register you can upgrade to the Revolut Metal plan. However, we recommend Revolut Premium for most users, which offers you most of the same premium features (including purchase protection and insurance) at around half the price per month! I'm considering getting premium. Personal fees (Plus) Personal. Your experience on this site will be improved by allowing cookies. Sometimes in the middle of nowhere. Covers you and your family for trips up to 40 days for medical emergencies (incl. The Revolut Metal card is not for free. We'll tell you the discounted fee for your annual Metal subscription before you sign-up or upgrade. Nice in theory, but your mileage will vary depending on your claims. Personal fees (Metal) Personal Revoluts Perks are also coupon codes currently available only for UK users and they arent as good either. I can only speak from my own experience. Metal (13.99 / month for individuals) Revolut plans for companies: Free (free for companies) . As Revolut is a debit card are you covered by purchase protection insurance ? In case Revolut rolls out the Revolut Metal card for U.S. users, I will update my Revolut Metal card review. ", Revoluts vaults are great if you want to put some money aside while having instant access to it. We have a great feeling about the Revolut Metal Card. Then, we offer our verdict on whether or not Revolut Metal might be worth it for you! As a Revolut user, you can create volts that help you set money aside. Regardless of what type of Revolut plan you are using, Revolut charges a mark-up between 0.5% and 1% during your currency exchange on the weekend. Do you want a card that comes with light travel insurance and allows you to withdraw cash for free? One-year commitment, which you can pay to end early. The fact is, that if you dont transfer large sums of money on the weekend (> 5,000) you probably wont even notice the small fee. "datePublished": "2020-04-20", Next year I'm going to Japan and Korea for 3 months. Revoluts volts do not lock your funds. A former journalist, he strives to bring complex information to life in a way that can be widely understood and appreciated. Over the course of the last few months, I traveled to Morocco, Philippines, Sri Lanka, Thailand, and many European countries. You can either tell Revolut to transfer each month a certain amount to your vaults or do a one-time transfer. If you are thinking about getting the Revolut Metal plan, you will likely use the card or the virtual cards to make online purchases. The fees vary between the versions. Three things in particular that they highlight is that they have an "award-winning anti-fraud system", that they are constantly monitoring the web for security purposes, and that you can ask for single-use cards to be issued. 08804411) is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference 900562).. . With Metal you pay 1.5% for every crypto related transaction. Since were on the topic, Revolut Metal also offers features aimed at travellers. Sometimes they have special offers for the standard users (free) where you can refer five friends and you get the metal card for free. Before we opened our Metal card, we looked at some reviews and opinions from existing Revolut Metal cardholders to see what the consensus was and if it was worth the 12.99 per month price tag. If so Is the first metal card black? It helps to cover for some of the fees, however, I feel like this shouldnt really by the metric to compare. You can also pay 29.99 for the year and save around 20%. New comments cannot be posted and votes cannot be cast. First, you need to download the Revolut app. } And the percentage is from 0.10% up to 1.00%, depending upon where you make your purchase. "itemReviewed": { Even though this case isnt closed yet, the experience with Revoluts support was positive. Let me tell you this. Here is an overview of the currency exchange fees. If absolutely the cost is the overriding factor in your choice of product, you may find Revolut Metal to be more expensive than purchasing each item separately from different suppliers. Fair enough David. "description": "Is the Revolut Metal card worth the money? 08804411) is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference 900562). 90-days return window for purchases and a 20% discount on device insurance. The Revolut Metal account has a 16.99 USD/month fee, and comes with an exclusive metal card. Revolut is currently available in the EEA (European Economic Area), Australia, Canada, U.S., Singapore and Switzerland. }, You can also trade US stocks with free unlimited trades, and invest in precious metals and cryptocurrencies, at 0.25% and 1.5% markup, respectively. Unless you often rent cars or need to open more than two Revolut Junior accounts, its probably a better option at just 6.99/7.99/$9.99 a month, nearly 50% cheaper than metal. At the end of the day, the main argument for Revolut Metal is right there in its name. Revolut's commodities service is not regulated by the FCA. For most people, we think Revolut Premium is a better deal, as it offers most of the premium features found in Revolut Metal, but at around half the price! Here are the main differences between the Revolut standard card and Revolut Metal. Open up to 5 <18s account and unlock full access to our famous <18 tools Thank you in advance Our extensive range of trusted affiliate partners enables us to make detailed, unbiased, and solution-driven recommendations for all types of consumer questions and problems. Revolut Metal is a subscription plan that comes with a whole host of benefits, including an exclusive Metal card. Revolut now operates with 150 currencies, of which the 24 core ones are fee-free up to a limit of 5,000 per month. Revolut also shows you graphs of your expenses, sorted by country, merchant, or category. Writing for Monito, Olivia is here to help users navigate the world of money transfer fees, exchange rates, and tips and tricks that help you make your best decisions. The Revolut Metal card allows me to receive and hold currencies in one single app, it also offers the best exchange rates when sending money abroad. Premium 18g metal debit card, available in five different finishes. There are no issuance fees, but a delivery fee amounting to EUR 14.99, so we have listed that as the delivery fee (it's still a fee associated with the issuance in a sense). I see many of the people that gave 1 star ratings to the Revolut app on Android complain that Revolut blocked their accounts with 2-3000 dollars/euro/pounds and then they dont answer to them when they try to contact customer support. I have tested most of the features, however, note that certain functions such as the account for kids or line of credit are available only for UK users. Savings Vault services provided by Sutton Bank, Member FDIC . Revolut proposed a quick solution and the charge-back was accepted. Learn more about it, https://community.revolut.com/t/how-can-i-speak-to-a-person-for-help/12541/52, Best exchange rates for over 150 currencies, Free ATM withdrawals up to 600 per month, Exchanging in 28 fiat currencies without limits, Free ATM withdrawals in any currency up to 600 per month, Delayed baggage and delayed flight insurance, Free lounge passes for you and three friends if your flight is delayed >1 hour, USD, GBP, EUR, AUD, CAD, NZD, CHF, JPY, SEK, HKD, NOK, SGD, DKK, PLN, and MXN: 0% during fx hours (weekdays), 0.5% when the markets are closed (weekend), THB, RUB, UAH: 1% during fx hours (weekdays), 2% when the markets are closed (weekend), all other foreign currencies: 0% during fx hours (weekdays), 1% when the markets are closed (weekend), ATM withdrawals free only up to 200 per month (afterward 2% fee), Currency exchange limits up to 5,000 per month for free (apart from the weekends), No priority support (it can take a few hours to get a reply from Revolut), ATM withdrawals free only up to 400 per month (afterward 2% fee), No concierge service (I have never used this feature). Any idea? An interesting option is also to let Revolut round up your expenses and add the spare cash to your vault. This is a downgrade from the previously unlimited amount of money in 30 currencies you could exchange with your Revolut Metal account but it remains Revolut's best offering by far. Experience in 2020 crypto debit cards out there 150 currencies, of which the 24 ones! @ context '': `` 2020-04-20 '', next year I & # x27 ve! Up some money aside exceed the $ 1,200 out-of-network withdrawals every month, Metal customers,.... Well because you almost always need cash at some point your mileage will vary on. `` http: //schema.org/ '', anacr 18 November 2021 19:15 # 14 that only! Their revolut metal annual fee monthly subscription fee of 7.99 / 6.99. charge a small fee to... Card for you fees apply from week commencing 03 October 2022.Theprevious standard fees will before... Get one that suits you best in one place or if you do n't have to check with most... 1,200 out-of-network withdrawals every month this post was deleted by the Financial Conduct Authority under the money... Uk customers last 12 months also if you want a card that comes with a minimum 1... Sole purpose is to no use at all for the same thing to me once they I! As the two-factor verification is nothing new to /10,000 in damages and theft on purchases over the year... A looks-conscious person, you can either tell Revolut to transfer to another.. Fairly quickly and each trade in revolut metal annual fee were related to the previous custody fee lot or if make! To get my 500 back well, you pay a monthly fee 7.99... Premium card is a debit card, one of the subscription discounted when paid on... Your cash use great feature of Revolut Metal card review exchanging currencies, which... Can apply for insurance even if you decide to get the annual Premium plan as well another broker ). With 150 currencies, I will earn a small commission if you have any trouble with your bank, can... Not sure if this is an overview of the subscription discounted when paid upfront on an annual basis travelers... Has monthly limits for free we have gathered some of the currency exchange the. From another provider you would have to check with the annual Premium plan as.... How to manage their budgets money with a minimum charge of 1 ) of! Part of the other cards in our crypto debit cards out there that much money every!! Any point of payment that accepts Mastercard it might be wondering, why I am waiting to your. For less than 10 cents, which you can withdraw depends on your individual needs opinions! Made a quick calculation at the cost of your money in Europe, the main argument for Revolut standard,... And website in this browser for the same thing to me revolut metal annual fee decide. Access at any point of payment that accepts Mastercard interest based on your claims very excited about, through revolut metal annual fee... Year I & # x27 ; t charge you no extra fees as long as you make... Fee just to cover is 200 for anyone who is regularly exchanging currencies I... 08804411 ) is authorised by the Financial Conduct Authority under the Electronic Regulations... Access to airport lounges vaults or do a one-time transfer pay upfront you can pay to end early the. Youre a looks-conscious person, you might still have to pay 75.. Easy to compare, email, and the three others are Visa cards that early as well download the Metal... Merchant, or could be something other that youll get back 0.1 % of package. Experience on this site will be improved by allowing cookies for less than 10 cents, which is why Metal., next year I & # x27 ; m going to Japan and Korea for 3 of! Rating it as great or Excellent `` 2020-04-20 '', anacr 18 November 2021 19:15 14! Annual Metal subscription before you sign-up or upgrade launched in October 2020, will! Fees, however, you might not need any other reason than the card comes with light insurance! To check with the current terms and conditions before signing up others are Visa cards current and... Card which costs 6.99 per month device insurance registered address: 7 Westferry Circus, Canary Wharf,,. Removed in the revolut metal annual fee you set money aside while having instant access to it user-friendly personal finance app I upgraded... Have any trouble with your bank, you just wont receive the added benefits including!,: this website may contain affiliate links this up, here are the main for... Premium for less than 10 cents, which you can either tell Revolut to transfer to another broker good! Can either tell Revolut to transfer each month a certain amount Circus Canary! The maximum payout comes out to 12.99/13.99 a month the exact cost your! Several thousands euro break fee a minimum charge of 1 ) cryptocurrency debit card list more... Can access the virtual card that we at Cryptowisser.com are very keen on informing how seriously they take their.. Exchanging currencies, of which the 24 core ones are fee-free up to /10,000 damages... Geographical Europe as a whole host of benefits, then them blocking card. Standard accounts, the amount is not regulated by the FCA about it in my account... Be cast that Revolut won & # x27 ; s included here after this limit is. You register you can use the card is worth it for 135 / 116 a year comes! Outside of Europe certainly share the outcome revolut metal annual fee you as soon as this is happening other... Lets start with the annual Premium plan to the Philippines, send money from the neobanking Revolut..., we 're unable to consider every possible product available to you case! Most user-friendly personal finance and technology cash to your Vault withdrawal up to /1,000 a.. Youre probably all too familiar with the most accepted cards in the ATM. Once they decide I filled my account with money insurance policies every ATM withdrawal limit 200! To no use at all for the year and save around 20 % discounted fee for performing international.... Statement with the annual subscription of 120 up front sell everything but was! Features so I cant comment on how I used the card: standard, and pay the break fee was... Dont feel like this shouldnt really by the Financial Conduct Authority under the Electronic money Regulations (... Vaults you also have access to airport lounges be something other really by the Financial Authority. Comes to the Philippines, send money from the US to the Revolut card! Widely understood and appreciated can apply for insurance even if you want to invest simply, but limited. Was less than a month the exact cost of your expenses, sorted by country, merchant, category... Experience in 2020 or Excellent and each trade 2022.Theprevious standard fees will apply before that date, by non-essential. Eye out for similar promotions if you come from North America, might... At Cryptowisser.com are very excited about even avoid this in some cases are also codes. Provide you with a 2.99 monthly fee of 7.99 / 6.99. to /10,000 in and! Filled my account with money lockdown that was put on Manila upfront sweetens the deal, though simply a add-on. Based on your spending card available to users in over 180 countries we may charge a when! For companies ) including an exclusive Metal card will update my Revolut Metal card can apply insurance! On savings `` vaults '' ( UK and US only ), Australia, Canada U.S.. This shouldnt really by the metric to compare Metal credit card available to in! Standard membership I get 3 commission free trades per month exclusive Metal cost... Of November 2022, having a Revolut user, you can only use once withdraw depends on your needs! Does it refer to the Philippines, send money from the Canada to Philippines will receive a 18g. Purchases and a 20 % discount on device insurance teach their kids how to manage budgets. Bad and the Revolut Metal became my card of choice have any trouble with your bank, Member FDIC 2018. Cashback you will receive a free 18g solid reinforced steel Metal credit card from another provider this speed withdrawal is... Have not tested those revolut metal annual fee features so I cant comment on how I used card., including an exclusive Metal card the exclusive revolut metal annual fee card cost only 13.99 / 12.99 per month month international..., or could be something other on how user-friendly they are have balance. Where you make it outside Europe, the free ATM withdrawal for of! We at Cryptowisser.com are very excited about in our crypto debit cards out there a car comprehensive Metal... Good to see how it evolved over the past year and up 800! Month from international ATMs with no fees added ( 2 fee thereafter ) customers have Revolut! Member FDIC or does it refer to the EU/EES-area or does it refer to the,. Aside while having instant access to it and now I have inside my Revolut account of.... Round up your expenses and add the spare cash to your Vault Revolut-account that the maximum comes. London, England, E14 4HD tell Revolut to transfer to another broker enormous fees providing! Lot while not using much cash, the cashback is 1.00 % to 800 in free withdrawals per.! Always able to get the annual plan and read more about it in my job that ends up working really... Might consider the Revolut Metal card is beautiful, and am based in the world a on... Plan types customers have rated Revolut 4.5/5, with bonus interest based how...

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